Ownership & Encumbrance Reports (O&E Reports)

$85.00* with 24 hour completion

An "O&E" is the result of a simple title search of the record from the last arms-length deed to a current date. Essentially, it’s a snapshot of the title. It reveals the apparent record title holder (as indicated by that deed) and any encumbrances noted in that deed, or any subsequently recorded deed. It’s a limited title search purporting to show the status of title based on a limited time search. This document is not a title insurance policy and carries no guarantees of ownership. It is a report of what appears of public record (if it is properly indexed) during a limited time period. This is a good report for limited purposes but should never be used for a purchaser to determine ownership. The certificate makes no representation as to the legal sufficiency of title, or of any instrument reported therein. The certificate form has been filed with, and approved by the Florida Department of Insurance in accordance with Section 627.7843, Florida Statutes. Copies of the vesting deed and any mortgages, liens or judgments are provided.

As a Florida Title Company, Title Source USA can also perform title searches & reports in all Florida counties. Our range of title products also include:

 

Foreclosure searches Bankruptcy searches

Easement searches Plat certificates

* $85 in most counties-some counties may be additional.
(Residential Only, Call for Commercial Prices)